Why Choose SMAs
Personalization of a Separately Managed Account (SMA)
Separately Managed Accounts (SMAs) provide a highly personalized approach to investing that goes beyond traditional pooled investment vehicles. One of their most compelling advantages is the ability to customize your portfolio to reflect your individual goals, tax considerations, and personal values. Unlike mutual funds or ETFs, SMAs offer direct ownership of securities, giving you full transparency and control over what you hold. This structure allows for tailored tax strategies, including tax-loss harvesting and customized transition plans to manage capital gains effectively. SMAs also enable you to exclude specific industries or categories—such as tobacco, fossil fuels, gambling, or other areas—so your investments align with your ethical, social, or environmental priorities. This flexibility ensures that your portfolio not only meets your financial objectives but also reflects what matters most to you.
SMA Restriction Checklist
Industry Groups
☐ Automobiles & Components
☐ Banks
☐ Capital Goods
☐ Commercial & Professional Services
☐ Consumer Discretionary Distribution & Retail
☐ Consumer Durables & Apparel
☐ Consumer Services
☐ Consumer Staples Distribution & Retail
☐ Energy
☐ Equity Real Estate Investment Trusts (REITs)
☐ Financial Services
☐ Food, Beverage & Tobacco
☐ Health Care Equipment & Services
☐ Household & Personal Products
☐ Insurance
☐ Materials
☐ Media & Entertainment
☐ Pharmaceuticals, Biotechnology & Life Sciences
☐ Real Estate Management & Development
☐ Semiconductors & Semiconductor Equipment
☐ Software & Services
☐ Technology Hardware & Equipment
☐ Telecommunication Services
☐ Transportation
☐ Utilities
Special Categories
☐ Abortion
☐ Adult Entertainment
☐ Alcohol
☐ Animal Welfare
☐ Civilian Firearms
☐ Contraceptives
☐ Defense/Military/Weapons
☐ Deforestation
☐ For Profit Prisons
☐ Fossil Fuels
☐ Gambling
☐ Genetic Engineering
☐ Inequity for Women
☐ LGBTQIA+ Inequity
☐ Lending Practices
☐ Nuclear Power
☐ Ocean Harming Practices
☐ Pork
☐ Racial Inequity
☐ Significant Greenhouse Gasses
☐ Stem Cell
☐ Tobacco
☐ Unsustainable Agricultural Practices
Thoughtful Planning Matters
SMAs provide a disciplined, customizable framework that aligns investments with long-term objectives. Their flexibility and transparency make them an ideal foundation for building resilient portfolios, ensuring strategies remain adaptable to changing markets and personal priorities while maintaining focus on growth, risk management, and overall financial success.
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This material is for informational purposes only and is not intended as investment, legal, or tax advice. Investing involves risk, including the possible loss of principal. Past performance is not indicative of future results. Strategies discussed may not be suitable for all investors. Tax-related decisions should be made in consultation with a qualified tax professional. Please review all relevant documents and consult your financial advisor before making any investment decision.